50 STATES AND D.C.
Non-renewal notice rules by state
A day count appears only where the statute or the department’s own page was read for this review. Everywhere else the row says needs verification and links the NAIC department directory.
| State | 2022 HO-3 | Notice |
|---|---|---|
| Alabama | $1,748 | Needs verification |
| Alaska | $1,129 | Needs verification |
| Arizona | $1,018 | 30 days before the policy period ends |
| Arkansas | $1,740 | Needs verification |
| California | $1,492 | 75 days before expiration |
| Colorado | $2,079 | 60 days, with the reason |
| Connecticut | $1,814 | Needs verification |
| Delaware | $1,103 | Needs verification |
| District of Columbia | $1,384 | Needs verification |
| Florida | $2,677 | 120 days, with the reason |
| Georgia | $1,655 | 60 days for policies issued or renewed on or after 1 January 2026 |
| Hawaii | $1,431 | Needs verification |
| Idaho | $1,002 | Needs verification |
| Illinois | $1,343 | 30 days mailed, or 60 days after five years |
| Indiana | $1,191 | Needs verification |
| Iowa | $1,268 | Needs verification |
| Kansas | $1,583 | Needs verification |
| Kentucky | $1,359 | Needs verification |
| Louisiana | $2,603 | 60 days since 1 July 2026, and the notice must state the cause |
| Maine | $1,077 | Needs verification |
| Maryland | $1,392 | Needs verification |
| Massachusetts | $1,871 | Needs verification |
| Michigan | $1,056 | Needs verification |
| Minnesota | $1,774 | 60 days, with a specific reason, and a right to appeal |
| Mississippi | $1,907 | Needs verification |
| Missouri | $1,668 | Needs verification |
| Montana | $1,639 | Needs verification |
| Nebraska | $1,869 | Needs verification |
| Nevada | $948 | Needs verification |
| New Hampshire | $1,188 | Needs verification |
| New Jersey | $1,417 | Needs verification |
| New Mexico | $1,322 | Needs verification |
| New York | $1,628 | 45 to 60 days, with the reason |
| North Carolina | $1,621 | 45 days if Article 41 applies to the policy |
| North Dakota | $1,325 | Needs verification |
| Ohio | $995 | Needs verification |
| Oklahoma | $2,268 | 60 days, with a shorter clock for listed reasons |
| Oregon | $893 | Needs verification |
| Pennsylvania | $1,120 | Needs verification |
| Rhode Island | $2,074 | Needs verification |
| South Carolina | $1,571 | Needs verification |
| South Dakota | $1,756 | Needs verification |
| Tennessee | $1,492 | Needs verification |
| Texas | $2,397 | 60 days for policies delivered, issued, or renewed on or after 1 January 2024 |
| Utah | $937 | Needs verification |
| Vermont | $1,109 | Needs verification |
| Virginia | $1,332 | Needs verification |
| Washington | $1,151 | Needs verification |
| West Virginia | $1,113 | Needs verification |
| Wisconsin | $957 | Needs verification |
| Wyoming | $1,596 | Needs verification |