Who pays for this, and who does not

Brandon is the owner and editor. No insurer commissioned these pages or reviewed them before publication.

The insurance quote comparison slot is an affiliate and lead-generation placeholder. It is disabled. PremiumHike does not refer you to a carrier or an agency, does not sell your information as a lead, and does not receive a commission.

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Links to statutes, departments, residual markets, SERFF, the NAIC, and the Insurance Information Institute are editorial. They are not paid placements. Some of those sites have their own tracking.

Market shares and average premiums are other people’s statistics. The NAIC does not rank states and does not endorse conclusions drawn from its premium tables. Zone averages hide ZIP codes where the bill moved much more.