2025 DIRECT PREMIUM
$69.0B
Educational notes for homeowners. Not an insurer, not an agent, and not advice about your policy.
AUTO · NO. 2 · 2025
Second in 2025, a fraction of a point behind State Farm on share.
2025 DIRECT PREMIUM
$69.0B
SHARE
18.6%
TABLE
Private passenger
Progressive wrote $69.0 billion of private-passenger auto direct premium in 2025, an 18.6% share. The homeowners company on a Progressive bill can be a different underwriting name than the auto company. Use the name on each declarations page. [45]
Triple-I’s private-passenger auto table shows U.S. direct premiums written of $193.4 billion in 2024, up 11.7% from 2023. That is the whole market after the table’s stated basis. It is not the change on one driver’s renewal. [45]
ISO figures republished by Triple-I put the 2024 average bodily-injury liability claim at $28,278, up from $17,014 in 2015, and the average collision claim at $5,489. Claim size is one reason a book of auto business is repriced. It does not identify which factor moved on your declarations page. [45]
Homeowners file for Progressive
Second in 2025, a fraction of a point behind State Farm on share. The 2024 private-passenger auto market wrote $193.4 billion, up 11.7% from 2023, and the average bodily-injury claim in the ISO figures was $28,278. Neither number is your renewal. Ask for the rating factors on this term: vehicle, garaging address, drivers, and any filed rate change. [45]
Open the document. The sentence above is only as current as that reading.