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Educational notes for homeowners. Not an insurer, not an agent, and not advice about your policy.

AUTO · NO. 6 · 2025

Why did my Farmers car insurance go up?

Sixth in 2025. Foremost and other names sit near this brand. Read the ID card.

2025 DIRECT PREMIUM

$13.2B

SHARE

3.6%

TABLE

Private passenger

Needs verificationFarmers Insurance Group wrote $13.2 billion of private-passenger auto direct premium in 2025, a 3.6% share. No Farmers auto rate order for 2025 or 2026 was confirmed here. Needs verification in SERFF. [45][26]

Triple-I’s private-passenger auto table shows U.S. direct premiums written of $193.4 billion in 2024, up 11.7% from 2023. That is the whole market after the table’s stated basis. It is not the change on one driver’s renewal. [45]

ISO figures republished by Triple-I put the 2024 average bodily-injury liability claim at $28,278, up from $17,014 in 2015, and the average collision claim at $5,489. Claim size is one reason a book of auto business is repriced. It does not identify which factor moved on your declarations page. [45]

Homeowners file for Farmers

Questions people type

Why did my Farmers car insurance go up?

Sixth in 2025. Foremost and other names sit near this brand. Read the ID card. The 2024 private-passenger auto market wrote $193.4 billion, up 11.7% from 2023, and the average bodily-injury claim in the ISO figures was $28,278. Neither number is your renewal. Ask for the rating factors on this term: vehicle, garaging address, drivers, and any filed rate change. [45]

Did Farmers raise auto rates in my state in 2026?

Needs verificationThis review did not confirm a 2025 or 2026 Farmers auto rate order. That is not proof the company filed nothing. Needs verification in SERFF Filing Access. [26][45]

Sources reviewed 2026-10-14

Open the document. The sentence above is only as current as that reading.

  1. [26] SERFF Filing Access. NAIC. Reviewed 2026-10-14. https://filingaccess.serff.com/sfa/home/
  2. [45] Facts + statistics: auto insurance. Insurance Information Institute (Triple-I). Reviewed 2026-10-14. https://www.iii.org/fact-statistic/facts-statistics-auto-insurance