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Educational notes for homeowners. Not an insurer, not an agent, and not advice about your policy.

AUTO · NO. 4 · 2025

Why did my Allstate car insurance go up?

Fourth in 2025. The homeowners filing news on this site is not an auto rate order.

2025 DIRECT PREMIUM

$37.7B

SHARE

10.2%

TABLE

Private passenger

Needs verificationAllstate Corp. wrote $37.7 billion of private-passenger auto direct premium in 2025, a 10.2% share. No 2025 or 2026 Allstate auto rate order was confirmed in this review. Search SERFF for the auto line and the company on your ID card. [45][26]

Triple-I’s private-passenger auto table shows U.S. direct premiums written of $193.4 billion in 2024, up 11.7% from 2023. That is the whole market after the table’s stated basis. It is not the change on one driver’s renewal. [45]

ISO figures republished by Triple-I put the 2024 average bodily-injury liability claim at $28,278, up from $17,014 in 2015, and the average collision claim at $5,489. Claim size is one reason a book of auto business is repriced. It does not identify which factor moved on your declarations page. [45]

Homeowners file for Allstate

Questions people type

Why did my Allstate car insurance go up?

Fourth in 2025. The homeowners filing news on this site is not an auto rate order. The 2024 private-passenger auto market wrote $193.4 billion, up 11.7% from 2023, and the average bodily-injury claim in the ISO figures was $28,278. Neither number is your renewal. Ask for the rating factors on this term: vehicle, garaging address, drivers, and any filed rate change. [45]

Did Allstate raise auto rates in my state in 2026?

Needs verificationThis review did not confirm a 2025 or 2026 Allstate auto rate order. That is not proof the company filed nothing. Needs verification in SERFF Filing Access. [26][45]

Sources reviewed 2026-10-14

Open the document. The sentence above is only as current as that reading.

  1. [26] SERFF Filing Access. NAIC. Reviewed 2026-10-14. https://filingaccess.serff.com/sfa/home/
  2. [45] Facts + statistics: auto insurance. Insurance Information Institute (Triple-I). Reviewed 2026-10-14. https://www.iii.org/fact-statistic/facts-statistics-auto-insurance